The Commonwealth of Massachusetts legally requires the provision of Workers’ Compensation insurance. MIT’s Office of Insurance manages the procurement and finances of this program.

Workers’ compensation insurance provides payment for medical care, disability, rehabilitation, and wage replacement to covered employees who suffer job-related injury or illness. It also provides death benefits to the beneficiaries of workers who have died due to an accident or illness suffered as a result of their employment.

Employees covered by the Institute’s Workers’ Compensation insurance include: all full-time, part-time, permanent, and temporary faculty, staff, and student workers on the MIT payroll. Individuals who volunteer their services to the Institute and independent contractors are not covered.

It is the responsibility of the worker and his or her supervisor to report a work-related injury or illness. The MIT Workers’ Compensation Office handles the administration of all Workers’ Compensation claims at MIT, including those applicable to operations outside of Massachusetts. For more information, refer to the Institute’s Personnel Policy Manual.