MIT "Study Abroad" Student Health Insurance

Coverage brochure available here (PDF)

Coverage provided by the MIT Study Abroad Insurance program is Primary coverage.  Other health care coverage would apply excess & should be maintained due to coverage limitations and exclusions included under the MIT Study Abroad Insurance Program.

TO OPEN A CLAIM -CALL International SOS (ISOS): 011-215-942-8478, collect calls can be accepted

*ISOS must be involved in the management of claim for coverage to apply

Coverage Terms and Conditions

Who is Covered


All registered students of MIT while studying abroad.  “Studying abroad is defined as participating in an educational or research activity or participating in a class trip which takes place outside the U.S, is supervised, sponsored or approved by MIT and is for a period less than 365.

Recent graduates are also covered if on continuation of a program enrolled in prior to graduation.  (Coverage is for 3 months thereafter, unless otherwise agreed to.

 

Who is NOT Covered


Medical coverage is NOT extended to non-MIT students participating in an MIT program nor to an MIT student’s family members. 
However, support services (such as evacuation and medical referral assistance) will continue to be provided to family members, alumni, visiting students, cross registered students, volunteers and affiliates of MIT when participating in an approved MIT organized, led or financed program, project or trip.

 

When does Coverage Begin & End?


Begins: The date the MIT Registered Student departs for the educational, research activity or class trip/program on behalf of MIT.

Ends: The Date that the above trip ends and the student returns from such educational or research activity or class trip/program.

Coverage is also included for a period of 14 days for personal deviation travel (either before/after) the “Study Abroad” trip.Under NO circumstances will benefits for expenses be payable once a student returns to the US, or after the coverage period ends.

 

Coverage Limits:  Limits apply per Insured Person/ Registered Student


Medical Expenses: $100,000

Deductible: $0

AD&D: $25,000

Mental or Nervous condition: $5,000

Physical Therapy: $5,000

**All other standard ISOS services, (Security/Medical & Natural Disaster evacuation are included.

Coverage is provided for the reasonable and customary charges for Medical Services provided in the care & treatment of sickness or accidental bodily injury incurred due to accident/injury while studying abroad.  Pre-existing conditions are not excluded, however, please refer to the Medical Services NOT included.

If you have any questions regarding International Student Health Insurance or if you would like to request a copy of our brochure, please contact the Insurance Office at 617-324-5031 or email Sarah Brown.